Investment Properties

Investing in property is an important financial investment. United Bank provides a range of attractive mortgage options to investors who are in the market to purchase homes or rental properties.


Conventional Mortgages

  • Fixed Rate loans
  • Adjustable Rate loans


Purchase Loans

  • Up to 85% loan-to-value ratio on 1 unit properties
  • Up to 75% loan-to-value on 2-4 unit properties


Rate/Term Refinancing

  • Up to 75% loan-to-value ratio on 1 unit properties
  • Up to 75% loan-to-value on 2-4 unit properties


Cash-out Refinancing

  • Up to 75% loan-to-value on 1 unit properties
  • Up to 70% loan-to-value on 2-4 unit properties


Rehab Loans

  • Purchase price plus improvements with supported value
  • Escrow for completion
  • Up to 90 days to rehab the home


4+ Multi-family Loans

  • As little as 25% down payment required with other qualifying equity
  • Management history required
  • Documented rental history for the subject property
  • Reserve requirements


Apply Online or Contact Us for more information.