Construction Loans

Are you thinking about building a new home or maybe renovating an existing home? United Bank offers simplified, competitive-rate financing options for building or adding on:

Two-Closing Loan Option

  • First closing at beginning of construction with interest-only payments
  • Second loan made at completion of home
  • Offers flexibility to adjust loan amount prior to second loan
  • Rate locks at approval of construction financing

Land/Lot Loans

  • Variety of programs to purchase land for home construction
  • 3/1 adjustable rate mortgage on a 20 year term 


Apply Online or Contact Us for more information.