New Construction/Renovation

Are you thinking about building a new home or maybe renovating an existing home? United Bank offers simplified, competitive-rate financing options for building or adding on:


Two-Closing Loan Option

  • First closing at beginning of construction with interest-only payments
  • Second loan made at completion of home
  • Offers flexibility to adjust loan amount prior to second loan
  • Rate locks at approval of construction financing


One-Closing JUMBO Loan Option

  • Loan Amounts over $417,000
  • Interest-only payments for construction phase up to first 11 months
  • 3/1 ARM for a one time closing option


Land/Lot Loans

  • Variety of programs to purchase land for home construction
  • Interest only for up to 24 months

Apply Online or Contact Us for more information.