Purchasing a Home

It's a big decision when you're moving into a new home. Whether you're an individual or a family, we have a number of options designed to help you get the keys to your new home.


Conventional Mortgages

  • Fixed Rate loans
  • Adjustable Rate loans
  • Relief Refinance allowing higher loan to value on qualifying loans
  • Just 5% down for single family primary residences
  • 20% down for 2-4 unit primary residences


Rural Development Guarantee Loans

  • Up to 100% financing available for homes in designated areas
  • Lower credit scores and high debt ratios for qualified applicants
  • Guaranteed Rural Housing Program


Michigan State Housing Development Authority (MSHDA)

  • First time home buyer programs available
  • Neighborhood Stabilization Programs - residents may finance up to 100% of the purchase price on homes in designated areas.
  • Home Possible Mortgages
  • 5% down on single family primary residences
  • Home buyer education completed with each HP loan


Home Possible Mortgages

  • 5% down on single family primary residences
  • Home buyer education completed with each Home Possible loan

JUMBO Financing

  • Loan Amounts over $417,000
  • For purchase, refinance, or construction

Apply Online or Contact Us for more information.