Account Features

Up to 3% APY interest on balance up to $10,0001

Avoid $10 monthly service charge when you spend a minimum of $100 with signature-based debit card transactions per month

No minimum balance required

$5 monthly paper statement fee if not enrolled in eStatements

Up to 5 no-fee transactions at other bank ATMs per calendar month2

An instant-issue debit card with mobile pay capabilities that you can start using immediately

Free basic checks and unlimited check writing

Balance Level Monthly Signature-Based Debit Card Transaction Volume  Annual Percentage Yield
$0 - $10,000 $0.00 - $99.99 0.01%

$100.00 - $499.99 0.25%

$500.00 - $999.99 1.00%

$1,000.00 - $1,499.99 1.00%

$1,500.00 and over 3.00%
Over $10,000

Digital Banking Solutions

  • View your accounts, transfer funds, pay bills and more with online banking and our mobile app
  • Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
  • Receive email or text alerts in need-to-know moments
  • Send and receive money with Zelle®
  • See all your finances in one simple dashboard
  • Deposit checks wherever you are with our mobile app
  • Transfer funds to your accounts at other institutions3
  • Get your statements faster with eStatements 
1 Rate effective 10/26/2020, subject to change without notice. Fees may reduce earnings on the account. 
2 United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month. 
3 Subject to approval.