The role of a 401(k) in your plan

The average 401(k) plan offers numerous investment options as well as features such as automatic enrollment and low-cost index funds.

Is a 401(k) for you?

The contributions you make to your 401(k) are automatically deducted from your paycheck, and as pre-tax income. Withdrawals from your 401(k) are taxed at your prevailing income-tax rate at the time the money is taken out.


At age 70 ½, you must take what are called required minimum distributions from the plan, or else face tax penalties.

Why United Wealth Management

For information on 401(k) benefits, contribution limits and withdrawal penalties, speak with one of our advisors. Having a financial partner you trust is powerful.

Real Solutions for Real Life

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Preparing for initial meeting

Gather financial statements and start a list of your current and future financial goals.
United Wealth Management Advisor

Our advisors

As your wealth management partner, we’re united in our mission to help you pursue your financial goals.
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Education and tools

A few simple resources, like market information and calculators, can make managing your money so much easier.