900 East Paris Avenue, Suite 100, Grand Rapids, MI 49546 | 616.559.45551131 West Superior Street, Wayland, MI 49348 | 269.792.0362Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. United Bank Bank and United Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name United Wealth Management, and may also be employees of United Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of United Bank or United Wealth Management. The United Wealth Management site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, AR, CA, CO, FL, GA, IL, IN, ME, MI, MO, OH, OR, VA, and WA. Securities and insurance offered through LPL or its affiliates are:
The role of a 401(k) in your plan
The average 401(k) plan offers numerous investment options as well as features such as automatic enrollment and low-cost index funds.
Is a 401(k) for you?
The contributions you make to your 401(k) are automatically deducted from your paycheck, and as pre-tax income. Withdrawals from your 401(k) are taxed at your prevailing income-tax rate at the time the money is taken out.
At age 70 ½, you must take what are called required minimum distributions from the plan, or else face tax penalties.
Why United Wealth Management
For information on 401(k) benefits, contribution limits and withdrawal penalties, speak with one of our advisors. Having a financial partner you trust is powerful.
Real Solutions for Real Life
Preparing for initial meeting
Gather financial statements and start a list of your current and future financial goals.
As your wealth management partner, we’re united in our mission to help you pursue your financial goals.
Education and tools
A few simple resources, like market information and calculators, can make managing your money so much easier.