Financing Options

Available for real estate financing up to 20 years, or equipment/working capital loans for up to 10 years

Rates are negotiable and subject to current market conditions

7(A) program - the most common SBA loan - available for loans between $150,000 and $5,000,000

504 loans also available with 10% down financing depending on type of property and experience level of borrower

How to Apply

To apply for a SBA loan, simply reach out to one of our lenders. From here, our lenders will discuss your business and goals and walk you through the application process. Please be prepared to provide the following:
  • Your last three years business tax returns
  • A current interim balance sheet with profit and loss
  • Two years of projections if you are a startup or your business is less than three years old
  • A current personal financial statement and two years of personal tax returns for anyone who owns 20% or more of the business

Why United Bank

No matter what stage your business is in, United Bank has a solution to help take you to the next level. We understand the needs of local businesses because we've served West Michigan for over 100 years. This knowledge along with our ability to make decisions locally allows us to offer a simpler, faster way to get you the funds you need to achieve your goals.

With the right team, you can achieve anything. We take the time to get to know you, working together to create the right financial solution for you. Working with the same lender year after year, we’ll build the kind of relationship that makes doing business easier.

We’re dedicated to making our community the best it can be through a thriving business community. When you choose United Bank, you choose a partner, advocate and community leader.

Real Solutions for Real Life

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Business Checking

Our commitment to delivering you a great banking experience starts with our checking solutions, and is backed with friendly service.
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Business Savings

The right savings plan has the potential to unite your business dreams with reality. It’s a tool to help you succeed.
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Business Insurance

You’ve worked hard to build your business - we’ll work hard to help protect it. Speak with one of our insurance professionals today.