You need a loan that fits you, not your neighbor. So our mortgage lenders expertly study your specific situation and advise you from there. From first time home buyer programs to zero percent down loans, ask us about our current mortgage rates. We’re dedicated to making our community the best it can be through successful home ownership. Together let’s find the perfect loan for you.
Most Common
Conventional Mortgages
Choose between a fixed-rate or adjustable-rate mortgage depending on your needs. Our lenders will guide you.
- Fixed-rate loans from 10 to 30 years
- Adjustable-rate mortgages
- Relief Refinance allowing higher loan-to-value on qualifying loans
First Time Homebuyers
These programs are perfect for the first-time homebuyer and provide plenty of low down payment options and credit flexibilities.
Rural Development Loans
Get extra assistance and no down payment with your mortgage when you invest in rural America. Improving community starts here.
VA Financing
If you are a Veteran, we would like to thank you for your service and let you know about the many benefits a VA mortgage can provide you.
FHA Financing
Welcome to the benefits HUD has to offer with financing to buy or refinance with lower down payment options and more flexible guidelines with credit history.
Condos
We offer financing to buy or refinance your condo, even if it doesn’t meet the published conventional underwriting guidelines.
Jumbo Financing
Finance your luxury property with this special financing solution. Ask us about our current interest rates.
Portfolio Financing
Have a unique situation? Contact one of our expert Loan Officers to discuss available solutions to meet your specific needs.
Real Solutions for Real Life
Home Insurance
You work hard for your home - so partner with United Bank to protect your investment and give yourself peace of mind.
Home Loan Process
Our mortgage lenders ensure you’re prepared on the journey to homeownership by walking you through every step.
View the process
View the process
Financial Calculators
Another way we’re here for you - we’ve put together easy-to-use online calculators to help you solve some common financial needs.