Choose between a fixed-rate or adjustable-rate mortgage depending on your needs. Our lenders will guide you.
- Fixed-rate loans from 10 to 30 years
- Adjustable-rate mortgages
- Relief Refinance allowing higher loan-to-value on qualifying loans
First Time Homebuyers
These programs are perfect for the first-time homebuyer and provide plenty of low down payment options and credit flexibilities.
Rural Development Loans
Get extra assistance and no down payment with your mortgage when you invest in rural America. Improving community starts here.
If you are a Veteran, we would like to thank you for your service and let you know about the many benefits a VA mortgage can provide you.
Welcome to the benefits HUD has to offer with financing to buy or refinance with lower down payment options and more flexible guidelines with credit history.
We offer financing to buy or refinance your condo, even if it doesn’t meet the published conventional underwriting guidelines.
Finance your luxury property with this special financing solution. Ask us about our current interest rates.
Have a unique situation? Contact one of our expert Loan Officers to discuss available solutions to meet your specific needs.
Real Solutions for Real Life
You work hard for your home - so partner with United Bank to protect your investment and give yourself peace of mind.
Home Loan Process
Our mortgage lenders ensure you’re prepared on the journey to homeownership by walking you through every step.
View the process
View the process
Another way we’re here for you - we’ve put together easy-to-use online calculators to help you solve some common financial needs.