Financing Options

Short-term and long-term financing

Wide range of lending options

Flexible payment options


How to Apply

To apply for a loan, simply reach out to one of our lenders. From here, our lenders will discuss your goals and walk you through the application process. Please be prepared to provide the following:
  • Your last three years business tax returns
  • A current interim balance sheet with profit and loss
  • Two years of projections if you are a startup or your business is less than three years old
  • A current personal financial statement and two years of personal tax returns for anyone who owns 20% or more of the business

Why United Bank

We understand the needs of the local area because we've served West Michigan for over 100 years. This knowledge along with our ability to make decisions locally allows us to offer a simpler, faster way to get you the funds you need to achieve your goals.

With the right team, you can achieve anything. We take the time to get to know you, working together to create the right financial solution for you. Working with the same lender year after year, we’ll build the kind of relationship that makes doing business easier.

We’re dedicated to making our community the best it can be through a thriving business community. When you choose United Bank, you choose a partner, advocate and community leader.

Real Solutions for Real Life

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Business Checking

Our commitment to delivering you a great banking experience starts with our checking solutions, and is backed with friendly service.
Women collaborating in an office

Business Savings

The right savings plan has the potential to unite your business dreams with reality. It’s a tool to help you succeed.
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Business Solutions

Helping improve your day-to-day operations by simplifying your banking. Now you can get back to what you do best - running your business.