What Is Mobile and Remote Deposit?
Remote deposit allows your business to process deposits without leaving the office. Using a high-speed check scanner and a secure online portal, you can scan checks from your desk and transmit them directly to the bank for deposit. You also have the option to use mobile deposit through our app, simply snapping a photo of the check from your phone. This means no more trips to the branch—funds are deposited directly into your account, giving you faster access to cash, saving time, improving cash flow, and reducing the risk of check fraud.
What is the Difference Between Mobile vs. Remote Deposit?
Mobile Deposit
- Best for low check volume
- Use your smartphone and the United Bank mobile app, deposit checks by taking a photo
- Quick and simple—ideal for businesses on the go
Remote Deposit Capture
- Best for high check volume
- Use a high-speed desktop scanner and secure online portal
- Deposit multiple checks quickly from your office
Shared Benefits
- Saves time and eliminates trips to the branch
- Convenient and secure
- Helps improve cash flow management
Want to learn more about how these services work, check out our Mobile Deposit and Remote Deposit demos.
Key Benefits for Your Business
- Convenience & Time Savings
With mobile and remote deposits, your team can process checks on your own schedule. No more leaving the office mid-day to deliver deposits, mobile and remote deposits bring the bank to you. - Faster Funds Availability
Submitting deposits electronically means you’ll often see funds available more quickly than waiting for physical processing. That can help you maintain healthier cash flow and plan ahead with more confidence. - Enhanced Security
Mobile and remote deposits reduce the risk of lost or stolen checks during transport. Advanced encryption and secure transmission ensure sensitive information is protected. - Streamlined Operations
With built-in reporting and digital records, reconciliation becomes simpler. Mobile and remote deposits integrate seamlessly into your accounting process, freeing up time for your staff to focus on higher-value work.
Get Started Today
At United Bank, we provide business solutions designed to help you operate more efficiently. Our team can help you determine if mobile or remote deposits are right for your business and walk you through setup. Ready to simplify your deposits? You can call or chat with us anytime, day or night! So, don’t hesitate to give us a call at 616.559.7000 or stop by your local branch.