What kinds of structures are covered?

  • Detached garage
  • Swimming pool
  • Gazebo
  • Fence

How much coverage do I have for other structures?

In a typical homeowner’s policy, funds for other structures is calculated as a percentage of your dwelling coverage. So, if you have $300,000 in dwelling coverage, which applies to your house and attached structures, you may have up to $30,000 in coverage for other structures on your property.

If you're planning to add a new structure on your property, you may want to review your other structures coverage limits with your insurance provider. This will ensure there is enough coverage for your new structure. Contact an insurance professional to help you adjust your coverage limits.