The Basics

Collision: When you’ve been in an accident, this covers the cost of repairing or replacing your motorcycle.
 
Comprehensive: Think of all the ways your motorcycle can be damaged by something other than a collision—like weather, fire, vandalism, animal and theft to name just a few. That’s why this coverage is needed.
 
Liability: If you harm another person or their property while on your motorcycle, this policy kicks in to cover those expenses, and it offers protection in case you get sued. Most states, including Michigan, require it.
 

Additional Protection

Uninsured/Underinsured Motorist: When you’re in an accident with a driver who doesn’t have insurance coverage or adequate liability limits, you can rely on this solution to come through for you.
 
Medical Payments: In the event of an injury from an accident, you and your passengers receive payment for medical expenses, chiropractic care and funeral expenses.
 
Roadside Assistance: You know what it’s like to be stranded on the side of the road with bike trouble? We don’t like it either. This coverage ensures you get the service you need, whether you’ve got a flat tire, a minor mechanical malfunction or a dead battery.
 
Additional Expense: Extra expenses have a way of multiplying when you’ve been in an accident. There’s the rental motorcycle, plus all those other costs if you’re nowhere near home like food and a place to stay. This coverage covers it all.
 
Safety Riding Apparel: Whatever you wear on your bike to reduce injury in the event of an accident is also included in your collision and comprehensive insurance. This includes helmets, gloves, boots and clothing.
 

Discounts

Multi-Policy Discount
Bank Customer Discount
Group Discounts
 

Why United Insurance

We take the time to understand your needs and help you understand our products so that you get customized coverage.