The Basics
Bodily Injury Liability and Property Damage Liability: When damages occur to another person or their property while driving your RV, this policy kicks in to cover those expenses, and it offers protection in case you get sued. Most states, including Michigan, require it.
 
Uninsured/Underinsured Motorist: When you’re in an accident with a driver who doesn’t have insurance coverage or adequate liability limits, you can rely on this solution to pay in the event of injury, damage or death.
 
Medical Payments and Personal Injury Protection: Together, these pay your medical bills, hospitalization and rehabilitation expenses—and those of your passengers—if injured in an accident, regardless of who is at fault. In addition, they cover wages lost due to the accident.
 

Additional Protection

Collision: Don’t let an accident involving your motorhome or RV keep you from your travels. This policy covers the cost to repair or replace.
 
Comprehensive: Think of all the ways your motorhome or RV can be damaged by something other than a collision—like weather, fire, vandalism, animal and theft to name just a few. That’s what makes this coverage so important.
 
Contents: This protects any personal property you have or use that’s related to your motorhome or RV.
 
Roadside Assistance: Being locked out of or stranded on the side of the road with a broken motorhome or RV can be a real problem. This coverage ensures help is on the way, whether you’ve locked your keys in it, ran out of gas, got a flat tire or anything else that brought you to an unintended standstill.
 
Additional Expense: Extra expenses have a way of multiplying when you’ve been in an accident. There’s the rental motorhome or RV, plus all those other costs if you’re nowhere near home like food and a place to stay. This coverage covers it all.
 

Discounts

Multi-Policy Discount
Bank Customer Discount
Group Discounts
 

Why United Insurance

Our independent agents work for you, so we make it our mission to give you not just products but solutions that serve you well wherever you travel.