Coverage Options

Enhanced Continuity of Coverage Clause: With this clause in place, your employees will not be without coverage on the policy transfer date, regardless if they're not actively at work on that day.

Living Benefit Option: Allows you to accelerate the benefits of terminally ill employees or dependents up to $500,000.

No Interruption in Premium Waiver Elimination Period: For employees who attempt to return to work for up to five days.

Portability Option and Conversion: Employees who leave a company, or are under other qualifying conditions, can take all or a portion of their coverage with them. Another option is to convert the policy to a new individual life insurance policy.

Accidental Death and Dismemberment Insurance (AD&D): When accidents result in death or dismemberment (e.g., limbs, speech, eyesight hearing), this serves as protection for the employee as well as their spouse and children.

Business Travel Accident Insurance and Travel Assistance Services: Your employees who travel for business, whether it’s across town or across the country, are more vulnerable to things going wrong, from a lost passport to a medical need. This policy gives them assistance they can rely on.

Blanket Accident Insurance: This solution serves specialty groups such as campers, private and public school students, church groups, and more. Coverage includes Accidental Death and Dismemberment, Accidental Medical Expenses and other benefits ranging from emergency room expenses to coverage for paralysis and or comas.

Discounts

Group discounts
Multi-policy discounts

Why United Insurance

Our independent agents work with a variety of different businesses and industries to understand your risk exposure and match you with solutions that protect you. Empowering you is our passion.

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As independent agents, we’re united in our mission to serve you with real solutions, personalized service and support.
 
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No two businesses are alike, so we consider your needs, look out for your best interest and offer lending options to keep you moving forward.

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