Coverage Options

Workers Compensation: This is required if you’re an employer who provides state-mandated benefits to employees due to job-related injuries, including death, resulting from workplace accidents or occupational diseases.

Employers Liability: If you become liable for injury to an employee for a job-related injury not covered under workers compensation law, this protects you. It’s provided with your workers compensation policy.

Waiver of Subrogation: With this endorsement, the insurer waives their right of subrogation against third parties who may be responsible for an injury.

Voluntary Compensation and Employers Liability Coverage Endorsement: This endorsement is used to provide these coverages to employees who are not subject to the state’s workers compensation law.

Partners, Officers and Others Endorsements: We provide the option to include or exclude partners, officers or others under the workers compensation policy.

Loss Control Services: Our agents are experienced at identifying solutions for potential gaps in safety programs and risk mitigation. Be sure to take advantage of this complimentary service offered by our experienced team of loss control consultants.

Discounts

Group discounts
Multi-policy discounts

Why United Insurance

We’re independent agents who work with a variety of carriers to find you a real solution for your insurance needs—one that is easy to understand, affordable, and backed by professionals who are trained to protect your business. We’ll also go over some simple strategies to save you money. For instance, if you employ seasonal workers, it’s more cost-effective to keep the insurance year round rather than canceling and redoing it each year.

Real Solutions for Real Life

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Our Agents

As independent agents, we’re united in our mission to serve you with real solutions, personalized service and support.
 
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Business Loans & Credit

No two businesses are alike, so we consider your needs, look out for your best interest and offer lending options to keep you moving forward.

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Business Checking

Our commitment to delivering you a great banking experience starts with our checking solutions, and is backed with friendly service.