Refinance Loans

United Bank understands that there are many reasons you may be thinking about refinancing your current mortgage. Whether you're interested in consolidation, or reducing the interest rate or length of your loans, we are happy to provide you multiple refinancing options.


Conventional Mortgages

  • Fixed Rate loans
  • Adjustable Rate loans


Conventional Rate/Term Refinancing

  • Up to 95% loan-to-value ratio on 1 unit primary residence properties
  • Up to 80% loan-to-value ratio on 2-4 unit primary residence properties


Conventional Cash-out Refinancing

  • Up to 80% loan-to-value ratio on 1 unit primary residence properties
  • Up to 75% loan-to-value ratio on 2-4 unit primary residence properties


MSHDA

  • MSHDA Rescue Refinance Loans
  • MSHDA Assist Refinance loans


Apply Online or Contact Us for more information.