Meet the Team

Michael McGovern, CRPS® CRPC®

Vice President, Financial Consultant

Michael joined United Wealth Management in 2010. He started in the industry in 2003 with a goal of helping his clients succeed financially by providing personal attention, true on-going service and solutions that serve your best interest at all times.

He focuses on understanding your needs and goals before offering financial advice. As an LPL Financial representative, he can offer independent, tailored strategies without having to worry about meeting product or company quotas. Michael provides investment management strategies through his advisory business as well as offering financial consultations on an hourly basis.

Michael is actively involved in the Chamber of Commerce and enjoys spending time educating people on financial matters by teaching courses at local high schools and through community events. Michael enjoys spending time with his wife Maria and their three boys. His interests include coaching his boys in baseball, golfing, reading investment/finance related books and spending time outdoors.

Email Michael at

Rick Morse

Financial Consultant

Richard (Rick) Morse has been with United Wealth Management since 2001. Rick is a retired teacher of 31 years from Wayland Union Schools. His specific areas of focus are annuities and advisory business.

At Wayland High School Rick coached baseball, basketball and golf, and is a member of the Michigan High School Baseball Coaches Hall of Fame.

Rick’s interests are baseball, Red Wings hockey, golf and enjoying time with wife Marsha & their four grandchildren.

Email Rick at

Scott Kubiak

Financial Consultant

Scott Kubiak has been with United Wealth Management since 2015. He is a graduate from Grand Valley State University with a Bachelors degree in Business Administration. Scott specializes in getting to know his clients needs and goals to establish an investment plan that is specific to each individual or family. 

He currently resides in Wayland with his wife Angela. His interests include being involved in the local community and helping others with all financial matters. In his spare time he is an avid sports fan and enjoys supporting his local teams while finding time to continually educate himself on the always changing investment industry.

Email Scott at

United Wealth Management | 616.559.4611 

900 East Paris Avenue, Grand Rapids, MI 49546 | 1131 West Superior Street, Wayland, MI 49348

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA / SIPC . Insurance products offered through LPL Financial or its licensed affiliates.United Bank and United Wealth Management are not registered broker/dealers and are not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured United Bank deposits and are not FDIC insured. These products are not obligations of United Bank and are not endorsed, recommended or guaranteed by United Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. Investment Representatives. LPL Financial’s U.S. Investment Representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

Investment products and services available only to residents of Arizona, Arkansas, Colorado, Florida, Illinois, Indiana, Michigan, Missouri, Ohio.

Fee-based investment advisory services available only to residents of Michigan, Ohio.

UNITED WEALTH MANAGEMENT is licensed to sell insurance products in the state of Michigan.