Account Features
Earns 0.05% APY interest on all balances1
Minimum opening deposit of $100 for adults, $50 for minors
Avoid $3 monthly service charge when you maintain minimum balance of $200 for adults, $50 for minors
Digital Banking Solutions
- View your accounts and transfer funds and more with online banking and our mobile app
- Receive email or text alerts in need-to-know moments
- Deposit checks wherever you are with our mobile app
- Transfer funds to and from your accounts at other institutions2
- Get your statements faster with eStatements
1 Rate effective 08/17/2026, subject to change without notice. Fees may reduce earnings on the account.
2 Subject to approval
Let's Get Started
A $100 minimum deposit is required to open and can be made using a debit or credit card, digital wallet, or transfer from an existing United Bank account.
Real Solutions for Real Life
Financial Planning
You have questions about your finances. Our trusted team has answers, and we sincerely want to guide you forward.
Bank Online
Do most of your banking quickly, easily and when it's most convenient for you.
Round Up Savings
Save automatically with every purchase using your United Bank debit card. Saving just got a whole lot easier!