These top 3 phishing scams are full of red flags:
- Would your bank ever call you directly to verify your account number or ask to provide personal information? No!
- Similarly, your bank would also never call and ask you to verify your password or PIN.
- If you’re ever in doubt that the caller is legitimate, just hang up and call the bank directly at the number on the back of your debit card.
- If you receive a text message from someone claiming to be your bank asking you to sign in, or offer up your personal information, it’s a scam.
- Watch out for emails that ask you to click a suspicious link or provide personal information. The sender may claim to be someone from your bank, when they are not.
- Fraudulent emails pretending to be your bank will often have poor grammar and typos.
- Check that the email address of the sender is authentic. If the domain name (what comes after the @ symbol) looks suspicious or unfamiliar, that could be a sign that it’s not real. If you are unsure, contact your bank directly with contact information that you trust.
Always be wary if someone…
- Asks you to pay for something through unusual payment methods like gift cards, wire transfers or cryptocurrencies.
- If you sent money to a scammer, your money might already be gone. No matter how you paid, it’s always worth asking the company you used to send the money, if there’s a way to get it back.
- If you haven’t paid yet, double-check if it is legit before sending any money.
- Asks you for bank details, passwords or access to your computer. Contact the company using a phone number or website you know is real — not the information in the email.
- Pressures you into quickly making a decision or buying something. Report the message and don’t respond or click any links they provided.
To report phishing attempts—or to report that you’ve been a victim—file a complaint with the FBI’s Internet Crime Complaint Center.