Your plans should include working on a household budget to balance your spending and savings needs. There will be a lot of things to talk about.

Discussions about expenses should include:
  • How much is the wedding going to cost?
  • Debts either of you might have, such as student or car loans.
  • Are you going to share the balance of any loans or will you each be responsible for paying your own debts?
  • How will you cover regular bills, such as rent, utilities and food?
  • Are you planning to have a joint checking and savings accounts or will they be separate?
  • If they’re separate, who will be responsible for what bills each month?
  • Saving should also be part of your planning.
You should be considering:
  • Plans for short-term savings, like for a vacation or furniture.
  • A separate emergency savings for unexpected expenses such as a major car repair.
  • It’s never too early to start planning for retirement – such as putting money in a work 401(k) or an IRA.
  • You’ll also need to learn what you need to do when it comes to combining checking or savings accounts and naming beneficiaries.

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Wherever you are on your financial journey, we have experts that are available to help make your dreams a reality. Our team is dedicated to offering the best in customer service, plus, you can call or chat with us anytime, day or night! So, don’t hesitate to give us a call at 616.559.7000 or stop by your local branch

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