Account Features


Interest-bearing with tiered rates1


Avoid $30 monthly service charge when you maintain a minimum balance of $10,000


Up to 5 no-fee transactions at other bank ATMs per calendar month2


An instant-issue debit card with mobile pay capabilities that you can start using immediately


Free basic checks and unlimited check writing


Free cashier's checks


50% discount on safe deposit box rentals

Balance Level Annual Percentage Yield
Under $25,000 0.05%
$25,000 - $49,999.99 0.05%
$50,000 - $74,999.99 0.05%
$75,000 - $99,999.99 0.10%
$100,000 and over 0.10%


Digital Banking Solutions

  • View your accounts, transfer funds, pay bills and more with online banking and our mobile app
  • Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
  • Receive email or text alerts in need-to-know moments
  • Send and receive money with Zelle®
  • See all your finances in one simple dashboard
  • Deposit checks wherever you are with our mobile app
  • Transfer funds to your accounts at other institutions3
  • Get your statements faster with eStatements 


1 Rate effective , subject to change without notice. Fees may reduce earnings on the account. 
2 United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month. 
3 Subject to approval.