Account Features
Interest-bearing with tiered rates1
Avoid $30 monthly service charge when you maintain a minimum balance of $10,000
Up to 5 no-fee transactions at other bank ATMs per calendar month2
An instant-issue debit card (available at select locations) with mobile pay capabilities that you can start using immediately
Free basic checks and unlimited check writing
Free cashier's checks
50% discount on safe deposit box rentals
Rate tiers
| Balance Level | Annual Percentage Yield |
|---|---|
| Under $25,000 | 0.05% |
| $25,000 - $49,999.99 | 0.05% |
| $50,000 - $74,999.99 | 0.05% |
| $75,000 - $99,999.99 | 0.10% |
| $100,000 and over | 0.10% |
Digital Banking Solutions
- View your accounts, transfer funds, pay bills and more with online banking and our mobile app
- Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
- Receive email or text alerts in need-to-know moments
- Send and receive money with Zelle®
- See all your finances in one simple dashboard
- Deposit checks wherever you are with our mobile app
- Transfer funds to your accounts at other institutions3
- Get your statements faster with eStatements
1 Rate effective , subject to change without notice. Fees may reduce earnings on the account.
2 United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month.
3 Subject to approval.
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