Account Features

Up to 3% APY interest on balance up to $10,0001

Avoid $10 monthly service charge when you spend a minimum of $100 with signature-based debit card transactions per month

No minimum balance required

$5 monthly paper statement fee if not enrolled in eStatements

Up to 5 no-fee transactions at other bank ATMs per calendar month2

An instant-issue debit card (available at select locations) with mobile pay capabilities that you can start using immediately

Free basic checks and unlimited check writing

Balance Level Monthly Signature-Based Debit Card Transaction Volume  Annual Percentage Yield
$0 - $10,000 $0.00 - $99.99 0.01%

$100.00 - $499.99 0.25%

$500.00 - $999.99 1.00%

$1,000.00 - $1,499.99 1.00%

$1,500.00 and over 3.00%
Over $10,000

Digital Banking Solutions

  • View your accounts, transfer funds, pay bills and more with online banking and our mobile app
  • Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
  • Receive email or text alerts in need-to-know moments
  • Send and receive money with Zelle®
  • See all your finances in one simple dashboard
  • Deposit checks wherever you are with our mobile app
  • Transfer funds to your accounts at other institutions3
  • Get your statements faster with eStatements 
1 Rate effective 10/26/2020, subject to change without notice. Fees may reduce earnings on the account. 
2 United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month. 
3 Subject to approval.

Real Solutions for Real Life

large phone screen showing mobile banking app

Bank on your phone

As long as your phone is within reach, your bank is within reach.

Woman using online banking

Bank Online

Do most of your banking quickly, easily and when it's most convenient for you.

Woman raising hand with question

Be Curious

Take control of your finances and feel empowered with these resources and articles.