UBenefit Interest Checking
Want to earn 3% interest without the worry of meeting a minimum balance requirement? We thought so. That's why we offer the UBenefit Interest Checking Account, which allows you to earn interest, plus make no-fee ATM transactions at other banks' ATMs.
Your UBenefit account comes with free basic checks, unlimited online banking, online bill payment, and mobile banking features, too.
- No minimum daily account balance
- Minimum dollar signature-based debit card transactions volume per calendar month to avoid service charge: $100
- $10 monthly service charge if not met
- $5 monthly paper statement fee if not enrolled in eStatements
- Minimum opening deposit of $100
- Annual Percentage Yield: Up to 3% interest on balance up to $10,000*
- Rate Tiers
Scroll to the right to view the rest of the table.
|Balance Level||Monthly signature-based debit card transaction volume||Annual Percentage Yield|
|$0 - $10,000||$0.00 - $99.99||0.01%|
|$100.00 - $499.99||0.25%|
|$500.00 - $999.99||1.00%|
|$1,000 - $1,499.99||1.00%|
|$1,500.00 and over||3.00%|
Other features include:
- Up to 5 no-fee ATM transactions at other banks' ATMs per calendar month**
- Free basic checks
- Unlimited check-writing
- Free Online and Mobile Banking with Bill Pay
- Free Mobile Deposit****
- Free External Transfers***
- Person-to-Person Payments
- Debit Card
- Free Email and Text Alerts****
- Budgeting Tool
* Rate effective 7/1/20, subject to change without notice. Fees may reduce earnings on the account.
** United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month.
*** Subject to approval
**** Standard messaging, airtime and data charges may apply.